If you owe money to your creditors, they are allowed to try and collect the balances due from you by reasonable means. This includes writing to you with a payment demand and making reasonable attempts to contact you by telephone.
However, your creditors are not allowed to pressure you to such an extent that their activities are simply personal harassment.
If you feel you are being bombarded with letters and telephone calls from your creditors, receiving calls late into the evening and even at work then use this guide to STOP this activity.
To find out more click on the following links, continue reading below or see the menu bar to the left of this page.
Where to start
• Choose the solution – Use the “Which way should I turn” form to get your FREE DEBT REPORT
• Ask the experts – use the Debt Forum
• Call us now – speak to one of our advisors in confidence to see how we can help.
Take the first step to beating your debt NOW – Call us on 0800 077 6180
HOW WE HELP...
"Dealing with a personal debt problem is very hard. The resources available on this site have helped get me back on track" Mr Harold Swift
Recent court action against harassment
Harassment by creditors is currently being taken very seriously by both the OFT (office of fair trading) and the courts. In a recent court case, the judge decided that MBNA/Link Financial had unreasonably hounded the individual with phone calls and letters. The judge eventually wrote off the debt as it was deemed unenforceable:
http://www.beatmydebt.com/news-articles/credit-card-borrower-tortured-by-lender-says-judge.htm