Debt Relief Orders were introduced in England and Wales as a personal debt solution on the 6th April 2009. They are available for people with unsecured debts of £15,000 or below.

Debt Relief Orders are designed to help people with little or no disposable income and very few assets resolve their debt problems.  

For more information on Debt Relief Orders, please continue reading below.

Where to start

• Choose the solution – Use the “Which way should I turn” form to get your FREE DEBT REPORT
• Ask the experts – use the Debt Relief Order and Bankruptcy Forum
• Read expert articles about Debt Relief Orders and Bankrutpcy
• Call us now – speak to one of our advisors in confidence to see if a DRO is right for you.

Government Advice

The Government's Insolvency Service has also produced a useful guide to personal debt solutions "In Debt - Dealing with your creditors". This and other useful debt solution resources can be viewed in the "Useful Links" box at the bottom of this page.

Take the first step to beating your debt NOW – Call us free on 0800 077 6180

Similar protection to that of bankruptcy

A Debt Relief Order works in a similar way to that of Bankruptcy. Once the Order is granted, the individual will no longer be responsible for paying their debts and Creditors can no longer pursue them for repayment.

People who use a debt relief order are not normally required to make any payments towards their debt.

The duration of the order is one year, at the end of which the debt owed is written off leaving the individual debt free.

Debt Relief Orders do not involve the courts. They are run by The Insolvency Service in partnership with approved debt advisers and the Official Receiver.