There are strict criteria set out to define whether someone is eligible to undertake a Debt Relief Order or not. To be able to do so, you must meet the conditions outlined below.

• Your total unsecured debt must be less than £15,000
• Your disposable income must be less than £50 per month
• Your total assets must be less than £300 (although your car can be valued at up to £1000)
• You must have no realistic chance of paying off your debts within a reasonable time  

Where to start

• Choose the solution – Use the “Which way should I turn” form to get your FREE DEBT REPORT
• Ask the experts – use the Beat My Debt Forum
• Call us now – speak to one of our advisors in confidence to see if a debt relief order is right for you.

Take the first step to beating your debt NOW – Call us free on 0800 077 6180

Resident in England or Wales

In addition to the criteria above you must live in England or Wales, or in the last 3 years have been resident or carrying on business in England or Wales

You must not be involved in any other formal insolvency procedure at the time of application for a Debt Relief Order. For example, you must not currently be a bankrupt person, be under a Bankruptcy Restrictions Order, be in an Individual Voluntary Arrangement or have had a Debt Relief Order in the last six years.