Use a debt management company

A debt management company will negotiate a plan on your behalf and than manage the ongoing payments for you. The advantages of using a debt management company are:

- A single point of contact to deal with all of your creditors 
- Significant time saved with an experianced organisation undertaking the negotiatons for you
- You make a single monthly payment which is shared between your creditors on your behalf. 

Where to start

• Choose the solution – Use the “Which way should I turn” form to get your FREE DEBT REPORT
• Ask the experts – use the Beat My Debt Forum
• Call us now – speak to one of our advisors in confidence to see if a debt management plan can work for you.

Take the first step to beating your debt NOW – Call us free on 0800 077 6180

Do it yourself

There is no reason why you can not put a debt management plan in place for yourself. If you want to do this, you will first need to understand your income and expenditure and what you can afford to offer your creditors.

You then need to contact your creditors, explain your situation to them and negotiate the reduced monthly payments which you can afford.