There are two types of consolidation loan - secured and unsecured.

Getting an Unsecured loan

To get an unsecured loan you will need to speak to either your bank or another high street lender.

Unsecured loans are offered by most high street banks. To apply for an unsecured loan, most people go to their own bank first but you do not need to do this. You can enquire about applying for a loan at any high street bank whehter you already have an acount with them or not.  

To find out more click on one of the following links or continue reading below.

Where to start

• Choose the solution – Use the “Which way should I turn” form to get your FREE DEBT REPORT
• Ask the experts – use our Forum
• Call us now – speak to one of our advisors in confidence to see if consolidation is right for you.

Take the first step to beating your debt NOW – Call us on 0800 077 6180

Getting a Secured loan

In order to get a secured loan, you must be a home owner. If you have available equity in your property, you may be able to either extend your mortgage or take a separate secured loan to release all or part of this equity.
 
The first step is normally to speak to your current mortgage advisor to see what they can offer. You may also want to consider speaking to a specialist mortgage broker particularly if you believe that your credit rating is poor.