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If you are already bankrupt, we consider what you can do if the official receiver has asked you to make a payment each month which you cannot afford.
If you are planning on starting a debt management plan, we consider whether it is best to pay a debt management company to help you or use a free service.
If you are struggling with personal debts we consider the steps you will need to go through to get an Individual Voluntary Arrangement.
We consider what living expenses you will be allowed if you declare yourself bankrupt.