Monthly Archives: July 2012

Your assets will normally be safe if you go Bankrupt. Can you keep your car? Is your house always at risk? What happens to work tools?

If you are keen to buy a new home after you have resolved a debt problem with debt management, saving for a good deposit is just as important as a good credit rating.

Can you hide an IVA from your partner? Will you have to declare their income? What if you jointly own a property? Is it best to tell them?

New research suggests people feel that bankruptcy is just too easy

Your partner is not responsible for your debts if you start an IVA. Do they have to disclose their income? Can you pay their debt? What about joint debts?

Miss-sold PPI claim after bankruptcy, will Jefferson Hobbs help? Could you still benefit from PPI after bankruptcy? Will third party help be necessary?

Mortgage debt is not normally included in Bankruptcy. How is your mortgage paid? Is your house at risk? Can a mortgage shortfall be included?

An IVA can protect your home from a Charging Order. Are current applications suspended? What if the charging order is already in place?