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If you are considering an IVA you should expect to include all of your unsecured debts. However there are some debts that may be excluded from the arrangement. We investigate what these are.
Official statistics show British households spent less on clothes, transport and mortgages in 2009
Britons typically rack up almost £200 a month on their credit cards due to purchases online, researchers have found.
With an annual interest rate of an astonishing 2689%, a Wonga loan can be very very difficult to repay.